For Real Estate Agents · Tri-Cities, TN

A lender your clients will thank you for.

Your reputation is on the line every time you refer a lender. I partner with Tri-Cities agents who need someone that closes on time, communicates proactively, and treats their clients like family.

Call 253-431-2630
Why should a real estate agent refer clients to Sam Timlick?

Because the lender you refer reflects on you. Sam Timlick (NMLS# 2776469) closes on time, keeps agents updated at every stage, turns pre-approvals around fast, and takes care of buyers like family — backed by a Marine Corps veteran's follow-through. Call 253-431-2630 to talk partnership.

What agents get when they send me a buyer

What you can expect as my referral partner

When you send me a buyer, here's what you can count on:

  • Quick, dependable pre-approvals so your buyers can write competitive offers
  • Weekly updates on every active file — you're never left guessing
  • I talk directly with the listing agent to keep deals moving
  • Direct cell access — call or text me, not a 1-800 number
  • Buyer education that makes your clients confident and reflects well on you
  • On-time closings managed proactively, not reactively
  • Honest guidance for buyers who aren't ready yet, so they come back ready

What agents say about working with me

“I had the pleasure of working with Sam Timlick on a recent closing, and I can confidently say he is an outstanding Mortgage Loan Officer. Sam was incredibly responsive, professional, and truly dedicated to making the process as smooth as possible for everyone involved. He consistently went above and beyond — not only addressing my needs as the agent but also taking exceptional care of my clients. Communication was always prompt, clear, and proactive. In this business, having a reliable and attentive lender can make or break a deal, and Sam proved to be an invaluable partner.”

Vicki J. Nelson, Realtor® · Weichert Realtors, Saxon Clark

“Sam Timlick is my go-to for loan help for my clients. He is very knowledgeable. He meets with clients and teaches them all about loans and what to do to be prepared to get a loan. He responds quickly to my messages and helps clients promptly. If you need a mortgage loan, Sam Timlick is the guy to call! He is kind and great at what he does!”

Elizabeth Pigeon · Keller Williams

Agent partnership questions

Three things agents tell me matter most: I close on time, I communicate proactively at every stage, and I take genuine care of their clients. Add deep knowledge of VA, FHA, USDA, and conventional programs across the Tri-Cities, and your buyers see every option.
Fast enough to keep your buyer competitive. When a strong offer needs to go out quickly, I prioritize getting a dependable pre-approval in hand. Reach out at 253-431-2630 and I'll tell you exactly what I need.
Yes — Johnson City, Kingsport, Bristol, Elizabethton, Jonesborough, and the surrounding counties, on both the Tennessee and Virginia sides of Bristol since I'm licensed in both states.
The easiest first step is a quick conversation. Book a time or call 253-431-2630, and we'll talk about how I can support your buyers and your business.

Let's build a partnership.

Send me your next buyer and see the difference a reliable lender makes — or just book a quick call to talk through how I work.

Call / Text: 253-431-2630

Sam Timlick · Top Flite Home Loans · NMLS# 2776469 · Equal Housing Lender. This is not a commitment to lend. Estimates are illustrative; your actual terms depend on credit, income, and property qualification.

Resources for you and your buyers

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