Effective June 2026. By using samtimlick.com you agree to these terms. This site is the personal marketing website of Sam Timlick, a licensed mortgage loan originator with Top Flite Financial, Inc.
Informational purpose only
All content on this site is for general informational purposes and is not financial, legal, tax, or lending advice. Nothing here is an offer or commitment to lend, extend credit, or lock a rate.
Estimates and calculators
The payment estimator, rent-versus-equity tool, and any figures shown are illustrations only. They use sample assumptions, are not based on your specific financial profile, and are not an offer, quote, or guarantee. Actual rates, payments, costs, APR, and eligibility vary by situation and are determined only after a full review and applicable disclosures.
No guarantee of approval
Pre-approval is not a commitment to lend and is not a guarantee of final loan approval. All loans are subject to verification, underwriting, credit, income, and property qualification, and program availability, which can change without notice.
Accuracy and third-party links
Information is believed accurate but is provided "as is" without warranty and may change. This site links to third-party sites and tools that are governed by their own terms and privacy policies; Sam Timlick is not responsible for their content.
Intellectual property
Site content is owned by Sam Timlick or used with permission and may not be copied or reused without consent.
Governing law
These terms are governed by the laws of the State of Tennessee.
Contact
Questions? Contact Sam Timlick at stimlick@tfhomeloans.com or 253-431-2630.
Top Flite Financial, Inc. NMLS# 4181. Sam Timlick NMLS# 2776469. Equal Housing Lender. This is not a commitment to lend.