Client Reviews

What home buyers and agents say about working with Sam

Real words from Tri-Cities buyers and local real estate agents.

What do clients and agents say about Sam Timlick?

Below are reviews from home buyers and real estate agents in the Tri-Cities, shown in full and unedited, with the reviewer’s name and source where available.

Sam Timlick with a realtor and clients holding a "Welcomes You to Tennessee" sign at a home closing
“I can't say enough good things about Sam. When it comes to something as important as buying a home, trust means everything, and Sam is someone I would confidently recommend to anyone. In fact, I trusted him to help my own family with their home purchase. He was knowledgeable, responsive, and made the loan process smooth from start to finish. He took the time to answer questions, communicate clearly, and genuinely cared about making sure everything went well. If you're looking for someone who is honest, dependable, and truly has your best interests at heart, I highly recommend Sam.”
Matt Lipps, Realtor® · July 22, 2026
“Working with Samuel Timlick at Top Flite made my first time buying a home so easy! He answered every question I had and helped walk me through the process!”
Emily Stephens · Google Review · Johnson City, TN · written while Sam was at his previous company, Top Flite Financial
“I had a great experience working with Sam Timlick throughout the loan process. He was professional, responsive, took the time to explain every step clearly, which made the entire process much less stressful. I would definitely recommend him to anyone looking for a reliable mortgage lender.”
Jeremy Roberts · Google Review · Tri-Cities, TN
“Worked with Sam to get a home loan. He's quick and responsive. Made the whole process really easy! A++ customer service! Would do business with him again!”
Jonathan Henderson · Home Buyer · Google Review
“I had the pleasure of working with Sam Timlick on a recent closing, and I can confidently say he is an outstanding Mortgage Loan Officer. Sam was incredibly responsive, professional, and truly dedicated to making the process as smooth as possible for everyone involved. He consistently went above and beyond — not only addressing my needs as the agent but also taking exceptional care of my clients. Communication was always prompt, clear, and proactive. In this business, having a reliable and attentive lender can make or break a deal, and Sam proved to be an invaluable partner.”
Vicki J. Nelson, Realtor® · Weichert Realtors, Saxon Clark · Google Review
“As a realtor, Sam was great to work with. He was very efficient, patient, and calm through the entire process. While our situation came with a few bumps along the way, Sam had a solution to every issue that popped up, so it seemed as if the bumps never happened. Even though early forecasts seemed to indicate that we might need extra time to close, Sam was able to pull an on-time closing out of his hat. I really appreciated the early heads up about the possible need for an extension, but I really really really appreciated the fact that we did not actually need one in the end. Consider working with Sam to get your mortgage handled smoothly and effectively. You will be happy with the results!”
Norman Blue · Realtor · Google Review
“Sam was great to work with on the other side of the transaction. He kept me updated every week, which is better communication than I typically see, and everything went smoothly from start to finish. I appreciate his professionalism and follow-through.”
Mark Trent · Real Estate Agent · Google Review
“If you need financing, Sam Timlick with Top Flite Home Loans will work hard to get the best rate! He is awesome!”
Facebook Review · Facebook Comment

Some reviews were written before Sam joined NFM Lending and describe his work at a previous company. Reviews reflect individual experiences and are not a guarantee of future results or loan approval.

See all reviews on Google

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Sam Timlick · NFM Lending · NMLS# 2776469 · Equal Housing Lender. This is not a commitment to lend.

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