🏡 Newsletter

The Weekly Newsletter

Tri-Cities, TN market data, mortgage strategy, and what's actually closing — every week, straight from Sam Timlick, Marine Corps Veteran and mortgage loan officer in Johnson City, TN. Built for real estate agents first, and useful to anyone buying in the region.

All issues

08 August 28, 2026 · 4 min read July sales "fell" in the Tri-Cities. Adjust for the season and they rose 5.9%. Seasonally adjusted, July sales rose 5.9% and prices rose 1.05% year-over-year, rates hold near 6.75%/6.32%, and a THDA first-time-buyer exception agents should know. 07 August 17, 2026 · 4 min read Fewer new homes sold in the Tri-Cities last month. The ones that did cost more. New-home sales down 17.6% while the median price rose to $365,588, Blountville overtakes Johnson City for new-home sales, rates near 6.71%/6.29%, and the Aug 18 Agent Mastermind is tomorrow. 06 August 10, 2026 · 5 min read Downtown Johnson City just added four businesses. Three more are on the way. Four new downtown JC businesses, a Kingsport apartment complex under discussion, rates easing to 6.74%/6.25%, and the Aug 18 Agent Mastermind one week out. 05 August 6, 2026 · 5 min read "Waiting for a better rate" isn't a free option. Here's the line to use. A ready-to-use talking point for rate-shy buyers, a downtown Johnson City opening worth knowing, and rates holding at 6.83%/6.32%. 04 July 30, 2026 · 5 min read Tri-Cities' growth streak just broke. The $1M market is slowing too. 03 July 16, 2026 · 5 min read Do NOT split your mortgage payment in half without calling first. Johnson City and Kingsport powered a broad June gain, rates eased to 6.64%/6.18%, and a payment mistake that can cost your buyer a year. 02 July 11, 2026 · 5 min read Four in ten Tri-Cities listings cut their price in June. Buyers still paid 98.7% of asking. June's median hit $308,750 (+4.7%), why a price cut isn't the discount buyers think it is, and how seller concessions save your buyer more than a markdown. 01 July 3, 2026 · 5 min read Eight homes over $1 million sold in the Tri-Cities last month. Sellers cut the price on six of them. The $1M+ market has tilted toward buyers, May's top sale was a $1.95M Kingsport estate, and what a VA Tidewater notice means for your next rural listing.

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